We coordinate investment management with social security, life style expenses, healthcare needs, and other income sources.
We look at all the sources of cash inflow during a clients’ retirement.
We look at all the sources of cash outflow during a clients’ retirement. Mortality, inflation, medical costs, and other assumptions are used.
We look at the net cash flow (total income minus total expenses)
We look at the projected investment portfolio balance prior to and during the retirement.
We develop strategic investment portfolio asset allocation models that match a client's situation and objectives.
We use robust institutional quality stress testing analytics for our clients' investment portfolios. This helps us ensure that we have a sound financial plan in place and that our client won't likely to run out of money.