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Fiduciary Wealth Management

In your best interest, we do not receive commissions/fees on investments or insurance products from third parties.

Retirement Income Planning

Coordination of investment strategies with social security, life style expenses, healthcare needs, and other income sources.

Estate & Legacy Planning

Gain confidence knowing your wealth will be transferred according to your wishes in a most efficient and compliant way. 

Special Needs

Your loved one should receive unmatched fiduciary trustee and trust fund management service. 

Risk Management

You and your loved ones are cared for.

Objective analysis of your risk and insurance needs. 

Total peace of mind with your financials.

Our comprehensive Certified Financial Planner coordinates with and optimizes your CPA, attorney, and trustee, etc.

We serve clients in Saint Paul, Minneapolis, and Twin Cities

We help clients with Retirement Income Planning needs

We coordinate investment strategies with social security, life style expenses, healthcare needs, and other income sources. 

We help clients who have Wealth Accumulation needs

You will grow to appreciate our institutional quality investment management by the experienced hands as well as personal attention to you during market turmoil.

We help clients who are Business Owners

We help business owners' with their risk management needs and unique wealth transfer needs.

We help clients who have Special Needs Family Members

You will have confidence and peace of mind that your special needs family members are taken care of through judicious use of legal tools and thoughtful estate planning. Your loved one will receive our unmatched fiduciary trustee service.

Message from the Founder

Along with health, harmonious relationships, and hope, financial well-being is the foundation of one’s happiness. Regardless of income or investable asset levels, helping people have a sense of financial security based on unmatched analytics and compassion is what we do well.  It is our mission to help you make informed decisions.


Financial planning can be straightforward and enlightening. When we meet you for the first time, we picture you enjoying full confidence and peace in your financial matters.  You can trust in our capability to deliver.  Let us help you!    

Sarah Kang, Certified Financial Planner (TM)

Sarah Kang, Certified Financial Planner (TM)

Recognitions

Comprehensive & Team Solutions

Sarah Kang, Certified Financial Planner (TM)

Estate & Insurance & College Planning

Estate & Insurance & College Planning

Estate & Insurance & College Planning

Sarah Kang, CFP(R)

Over a decade of experience in helping people with comprehensive financial planning with a focus on listening with empathy. Sarah holds the Certified Financial Planner Designation.

Korean Financial Advisor, Korean Wealth Manager

Retirement Income & Tax Planning

Estate & Insurance & College Planning

Estate & Insurance & College Planning

Ujae Kang, CFA, CAIA, ASA, MAAA

 Over 2 decades of progressive experience in actuarial, accounting, and investment management fields helping global corporations with investment & cash flow solutions. 

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Investment Portfolio Management

Estate & Insurance & College Planning

Investment Portfolio Management

James Mahnke, CTA, CPO: 

Decorated investment portfolio manager with over 3 decades of experience.  He received industry's most respected awards in investment management, including a number one Barclay Institutional Report ranking, Lipper top-third mutual fund ranking, Russell top quartile performance, and Morningstar top quartile ranking.

Our Firm's Professional Designations & Affiliations

National Registered Financial Advisor (NAPFA)
Certified Financial Planner
CFA, Chartered Financial Analyst
Fee Only Network
FPA, Financial Planning Association
SOA, Society of Actuaries
American Academy of Actuaries
Active Investment Management, Trust Management, Reputable Investment Management
CAIA Association, Chartered Alternative Investment Analyst

Fee-Only, Fiduciary, and Independent:

The only financial planner or investment manager that can offer truly objective advice is an independent advisor operating under a strict Fee-Only compensation model. 

Meet us

We can meet you in person at our office, through video conference, or over the phone. 

If needed, we could be available to meet at a location where it is convenient for you.

Contact:

Office Locations:

Between 10 am and 4:00 pm weekdays:

Regus - Grand Oak I

860 Blue Gentian Rd Suite 200, Eagan, MN 55121


Between 4:00 pm and 8 pm and Saturday:

The University Club of Saint Paul

420 Summit Ave, St Paul, MN 55102

email and phone:

Phone: 763-355-2337 Operations Manager: 651-757-5534 Email: contact@uakdiversified.com

Institutional Quality Investment Management

45 YEARS OF COMBINED TEAM EXPERIENCE

Both insurance companies and government regulators rely on actuaries to project cash flows from investments and liabilities of pension funds, insurance companies, financial institutes, and more. One of the founders is an actuary who will bring that same knowledge and experiences to you in your financial planning. His experience comes from advising the enterprise level investment portfolio, cash flow, and debt portfolio of one of the latest insurance companies in the US.  

Topics:

Retirement Income Planning 

Investment Management 

Hedging Strategy

Tax Strategy

Wealth Accumulation

Estate & Wealth transfer planning

Estate Planning

Wealth transfer strategy involves a thorough understanding of the family members involved and the ideals of the grantors. Generational wealth transfer is about preserving and enhancing the intellectual and human capital of a family. Financial wealth is only a means to achieve that goal. We take utmost care through multiple communications to help our clients over an extended period of time. Once a plan is finalized, we engage experienced estate attorneys to flawlessly execute the strategies. 

Topics: 

Estate Planning

Generational Wealth Transfer 

Philanthropic Planning

Estate & Tax Strategy

Trust Strategy

Gifting Strategy

Coordination with Attorney, CPA

Trustee Service

Insurance Protection and Education Planning

Risk Management

We are fee only financial advisors.  We are strictly fiduciary financial advisors who abide by the rigorous criterial set by The National Association of Personal Financial Advisors’ fee-only financial advisor requirement and oath. We recuse ourselves from receiving any compensation from brokers or insurance companies in order to avoid potential conflict of interest. Our advices and product recommendations are purely based on our expertise and clients’ best interest. 

Topics: 

Insurance Protection Planning

Health Care Planning

Insurance Research

529 Plan & Coverdale

Trust strategy

Gifting Strategy

Business Owners' Financial quarterback service

Business Owner Financial Planning

Very high achieving entrepreneurs and business owners need special care and understanding at the early stage so that their large accumulated wealth will have the best impact on their family. So, we focus on helping business owners and high net worth individuals better understand the non-financial aspect of wealth management. 


Coming from a family of business owners, we feel it is important to help other business owners with their wealth accumulation and wealth transfer issues, with a special focus on pursuing family harmony. We have 5 years of accounting & tax strategy experiences with 3 different family owned private company clients as well as a bachelors degree in accounting with a Chartered Financial Analyst designation.

Topics: 

Business Owner Succession Plan

Business Tax Strategy 

Family Governance Advice

Business Insurance Planning

Business Financial Projection Help

Business Entity Strategy

Coordinate with Attorney, CPA

Major Purchase Assistance

OTHER FINANCIAL ADVISORS

Many financial advisors aren't legally required to act in your best interest. Instead, they only have to do what's suitable for you. 


"Big name" brokerage firms like Merrill Lynch and Wells Fargo may sell proprietary products even though they may not be the best product for you. This may create a conflict of interest and could increase your cost. 


They receive hidden commissions and third-party payments for selling products in addition to the fees they may charge.


They are generalists often focusing on investing alone with little consideration for your retirement goals, taxes, and income needs.

UAK DIVERSIFIED WEALTH ADVISORS

As a registered investment advisor, our advisors are held to a fiduciary standard legally requiring us to act solely in your best interest.


We don't sell proprietary products and only select investment vehicles from the available universe of securities that are considered best-in-class for our client’s needs.


Our financial advisor fees are simple and straightforward based on a small percentage of your assets under management or a fixed financial planning fee. We never charge commissions.


We specialize in retirement income planning and investment management with special attention to taxes, income, and preserving wealth in retirement.

Benefits of working with UAK Diversified

OUTSTANDING SERVICE BEYOND THE REQUIRED FIDUCIARY DUTIES.  


  • Advice free from pressure to “produce” or “sell” (Fee-only financial planners receive compensation from clients only.  We do not receive any compensation from insurance companies or brokers). 
  • Full transparency with all fees and investment performance.
  • Consistent, timely, and detailed care to our clients. Relatively lower overall fees (more left for your investment to grow).
  • Genuine compassion and relationship values based on founders’ Christian principles.
  • Independent and respected Fortune 500 broker/dealer selected as primary custodian for clients’ accounts.* The custodian is a registered broker-dealer and a member of the Securities Investor Protection Corporation (SIPC), which is subject to certain regulations intended to protect clients' investment assets. 

 

*UAK Diversified is granted limited power of attorney to buy and sell securities and assess fees based on a signed client agreement with no other rights or accessibility.  


You can trust UAK Diversified to help you plan your financial future, advise you with comprehensive financial / investment planning, as well as non-financial wealth advice.  We serve clients in Saint Paul, Minneapolis, Twin Cities, and Rochester areas.


UAK Diversified LLC is a registered investment adviser with the state of Minnesota  


No obligation and informational only free consultation up to two times.