Fiduciary, Independent, Fee Only Financial Advisors
We help clients simplify the complex topics of tax, estate, charitable giving, education and college funding, social security optimization, pension plan interpretations and choices, cash flow analysis, and gifting. We help our clients formulate a clear vision for their finances.
We help our clients with investment management considering retirement income distribution needs, coordinating other investment assets (real estate, business, and pension) to optimize long-term stability and growth, and tax efficient strategies to optimize wealth accumulation.
We help our clients develop sound financial plans for unique and infrequent situations, such as wealth transfer, use of trusts, real estate transactions, education, business, concentrated stock based rewards, sudden wealth via inheritance or windfall, sales of business, and estate tax issues.
We discuss with our clients how to use insurance products to address long term care and estate planning needs. We may coordinate with local insurance brokers to further assist with our clients' needs.
Our financial advisors spend extra time to help clients understand their financial plan. We are fiduciary financial advisors who take pride in helping clients make better decisions.
Our financial advisors reach out to clients regularly not only to just say "hi", but also to provide investment updates as well as to see if there have been any changes in the clients' lives.
Understanding and planning for the desired lifestyle during retirement as well as using budget forecasting not only keeps clients solvent, but also reduces anxiety.
If strategically planned and executed, you can mitigate a significant amount of risk and uncertainty. It is true for both public or private company RSUs.
Carefully planning and designing strategies for EDCPs can substantially reduce tax liabilities. Understanding the unique risks associated with these plans can help clients mitigate around them.
Planning for a child's higher education is a meaningful way to help your loved ones to ensure they can become successful and vibrant individuals. And it certainly requires meaningful financial resources.
In every financial plan or conversation, preferred options and strategies are carefully evaluated based on the tax implication to make the most economical decision.
Carefully planned financial resources can last beyond your lifetime. Our clients can make a profound impact to society and their heirs in a positive way.
Sarah is responsible for client relationships. She has passed all of the education and exam requirements of Certified Financial Planner designation. She has a Masters Degree from Indiana University Bloomington and is a Member of Financial Planning Association of MN. Her industry experiences include estate planning, tax strategy, special needs planning, and insurance strategy review.
Sarah is a concert pianist and is a frequent performer for local piano recitals or special events. She is a certified financial planner serving Saint Paul, Minneapolis, Rochester, and near Twin City areas and where otherwise legally permitted. Please Email me with inquiries.
Ujae is the portfolio manager and chief compliance officer. He has been involved in managing clients' and former employers' investment portfolios over 10 years. He is a charter holder of Chartered Financial Analyst and Chartered Alternative Investment Analyst designations. He is also an Associate of the Society of Actuaries, and a Member of American Academy of Actuaries. He holds a Bachelors of Business Administration, Accounting & Finance, from Indiana University Bloomington. He holds a Master of Financial Mathematics from the University of Minnesota's School of Mathematics.
Both insurance companies and government regulators rely on actuaries to project cash flows from investments and liabilities of pension funds, insurance companies, financial institutes, and more. Ujae will bring that same knowledge and experiences to you in your financial planning. His experience comes from a decade of working experience advising the enterprise level investment portfolio, cash flow, and debt portfolio of one of the latest insurance companies in the US.
Ujae's wife is Sarah and they have four boys.
Jim provides market insight and business development strategies. Jim is Chief Investment Officer and Portfolio Manager of Gamma Investment Management.* His notable past experience includes:
Charles Schwab & Co. Dedicated Service Team: UAK Diversified LLC has selected Charles Schwab & Co., Inc. as primary custodian for our clients’ accounts.
Charles Schwab & Co, Inc. (“Schwab”) has more than 20 years of experience serving independent advisors. Schwab was a pioneer in the business of exclusively serving independent, fee-based investment advisors and their clients.
MoneyGuidePro: MoneyGuidePro provides support to UAK Diversified in developing advanced financial planning. It is staffed with experienced Certified Financial Planners and other professionals to help us provide a team approach in financial planning and reviews.
CBS Brokerage: Shakopee, MN based CBS Brokerage is a leading insurance brokerage company. With senior management boasting 50 years of experience, the firm is able to provide invaluable industry knowledge pertaining to life, annuities, LTC and secondary products. UAK Diversified seeks help from CBS Brokerage when its valued clients have insurance protection needs. CBS Brokerage is chosen for its access to the insurance industry’s most respected carriers and its exceptional services.
A 3rd party unaffiliated compliance firm: A national 3rd party RIA compliance vendor (RIA stands for Registered Investment Advisor) helps UAK Diversified with best practices in compliance. It provides state and Securities and Exchange Commission (SEC) registration services as well as compliance solutions that enable RIAs to operate in good standing.
Mission: To develop strategies to build legacy and wealth so that a bigger impact is made with every passing decade and generation.
Vision: To foster more harmonious relationships in families as they build enduring success and wealth
Values: Highest standards for our clients’ children and ours. Treat our clients as if we were members of their family
Investment Adviser Public Disclosure website of SEC and FINRA - Financial Industry Regulatory Authority
The charts are for informational purposes only and is not intended to be a projection or prediction of current or future performance of any specific product. All financial products have an element of risk and may experience loss. Past performance is not indicative of future results.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of UAK Diversified LLC dba UAK Diversified Wealth Management and our editorial staff. The information contained in this material has been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by UAK Diversified LLC dba UAK Diversified Wealth Management a Registered Investment Advisor in the State of Minnesota. UAK Diversified Wealth Management is not affiliated with or endorsed by the Social Security Administration or any other government agency.
The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Minnesota or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.
Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
These materials have been independently produced by UAK Diversified LLC. UAK Diversified LLC is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. UAK Diversified LLC provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.
We are Fiduciary, Independent, and Fee only financial advisors. You can expect Objectivity, Open Communication, Accountability, Discipline, and Coordination. We are Registered investment advisors serving Saint Paul, Minneapolis, Rochester, and near Twin City areas and where otherwise legally permitted. Please Email us with inquiries.
*UAK Diversified LLC is independent of, and has no affiliation with, GAMMA Investment Management, LLC or any of its affiliates.