Easy to understand fees and investment performances
Please note that the entire fee with the management of an investment portfolio consist of Asset Under Managed (AUM) Fee and product expense. We try to keep out AUM fee very competitive and reduce the product expense as much as we can. Most of the sophisticated insurance and bank investment managers use investment products that we frequently use in order to lower the product expenses. We have real experience and relevant certifications to do this well.
Frequently use expensive products for clients but higher compensating for advisors (Mutual funds with around 0.8~1.2% fees, structured securities, various platform fees) in addition to the very high Asset Under Management fees (a.k.a. AUM fees).
Despite the high fee, it is very hard to beat the market with mutual funds. So typically, investors don't get what you pay for with mutual funds.
Directly invest in stocks and bonds (0% additional management fees), Frequently utilize Diversified Index Funds (As low as 0.05% fees), Diversified ETF solutions* (0.16% fee for a moderately allocated portfolio).
Moderate portfolio used for above illustration with the full full 20% fee discount applied. We know how to invest your money more like large insurance companies or banks would with their money.